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Decisive funding when it matters most
Surge Finance was founded to bridge the gap between traditional lending and real-world business needs.
Where banks can take weeks to make a decision, Surge acts decisively — providing secured, short-term finance solutions that help clients overcome immediate funding challenges and seize opportunities.
- Over $300M in funding
- Established over 10 years
Built on trust, driven by outcomes
At Surge, we believe that strong partnerships create better results. We work closely with business owners, brokers, and advisors to structure facilities that meet immediate funding needs while supporting long-term stability.
Who we help
Surge supports a wide range of clients — from developers managing construction shortfalls, to businesses navigating cash flow pressures or liquidation scenarios.
We also work hand-in-hand with brokers, accountants, and insolvency professionals who require a reliable, responsive funding partner.
What we stand for
Our team brings deep experience across private lending, insolvency, and commercial finance. We understand that every situation is unique — and that timing is often critical. That’s why we focus on speed, clarity, and tailored loan structures designed to support positive outcomes for businesses and their stakeholders.
Speed
We strive to settle agreements as fast as possible, and deliver payment immediately after settlement.
Flexibility
Custom solutions for complex or time-sensitive scenarios.
Integrity
Honest, transparent communication from start to finish.
Partnership
A relationship-driven approach built on mutual respect.
How We Get You Funded
It's so simple to partner with Surge.
- 1
- 2
Assessment
We’ll review your security, position, exit strategy and funding requirements, and provide an indicative offer within hours.
- 3
Approval
Property valuation and documentation are finalised.
- 4
Settlement
Funds are released, typically within 24 hours after settlement.
“We’re here to help clients take control of their situation and move forward — fast. Every loan we provide is built around that purpose.”
Let's find a way forward
A range of funding solutions
Our competitive, flexible secured lending solutions cater for any circumstance.