Apply
Submit your application online or speak with a Surge specialist about your investment goals.
Funding to grow your business or property portfolio.
Flexible, asset-backed investment loans designed to help you seize new opportunities with confidence.
- Over 10yrs responsible lending
- Fast funding in days, not months
- Loans from $50K to $50M
- Up to 80% LVR
Finance for growth, not just recovery.
Sometimes opportunity doesn’t wait for perfect timing. Whether you’re expanding operations, acquiring assets, growing a property portfolio, or need quick access to capital for a fast down payment until long-term funding is secured.
Surge Finance provides fast, flexible investment loans secured against Australian property. Our facilities are structured to help business owners and investors act decisively.
Helping you move forward
Our Investment Loans are designed for business owners, developers, and investors seeking funding for expansion, acquisition, or project growth.
Fast approval and settlement
Typically within 1–5 days.
Flexible use of funds
For business expansion, property acquisition, or asset investment.
Tailored lean terms
1–12 month facilities, sized to your needs and backed by Australian property.
How We Get You Funded
Straightforward finance designed to help you grow with confidence.
- 1
- 2
Assessment
We review your security, funding purpose, and exit plan.
- 3
Approval
Confirm property valuation and finalise documentation.
- 4
Settlement
Funds are released within 24 hours after approval.
- Money available from 24h of approval
- Choose 1–12m Term flexibility
- Over $300M Funding to Australian SME
Turn opportunity into momentum.
Apply online or talk to a specialist about flexible funding for your next business or property investment.
Frequently Asked Questions
Aim aim is to make securing important funding for your business feel simple and straightforward. Our team is on hand to help navigate the details.
What can an investment loan be used for?
Business expansion, property acquisition, project funding, or asset investment.
Who can apply?
Business owners, developers, or investors seeking short-term funding secured against Australian property.
How fast can I access funds?
Immediately after settlement. Surge specialises in fast, secured lending for time-critical transactions.
What security is required?
Australian residential or commercial property, with a clear exit or refinance strategy.
Can I refinance an existing investment?
Yes — investment loans can be used to refinance or release equity for new opportunities.