Fast, flexible funding for builders and developers

Surge Finance provides short-term, secured finance to help construction businesses and property developers manage project costs, shortfalls, and cash flow challenges.

  • Over 10yrs responsible lending
  • Fast funding in days, not months
  • Loans from $50K to $50M
  • Up to 80% LVR
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Finance that keeps your projects moving

In construction, timing is everything. Projects can stall for countless reasons — rising material costs, delayed valuations, or progress payments that don’t arrive on time. When that happens, waiting weeks for a bank’s response simply isn’t an option.

Whether you’re a builder managing a mid-project shortfall, a developer funding the final stage of construction, or an advisor supporting a client through a tight cash flow period, Surge can provide a tailored solution structured around your timeline and security position.

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Typical scenarios:
  • Covering construction shortfalls when a primary lender won’t extend further funds
  • Providing bridging finance between stages or valuations
  • Funding GST, BAS, or tax liabilities to maintain project momentum
  • Offering urgent working capital for payroll or supplier payments
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Why Builders Choose Surge

Whether you’re a builder managing a mid-project shortfall, a developer funding the final stage of construction, or an advisor supporting a client through a tight cashflow period, Surge can provide a tailored solution structured around your timeline and security position.

  • Fast approval and settlement

    Typically within 1–5 days.

  • Custom Loan Structures

    Tailored to each project’s requirements

  • Experienced Lenders

    Deep understanding of construction and private finance

  • Transparent Process

    Clear terms, no hidden costs, and honest communication

Let’s keep your project on track

If you’re managing a development or construction project that needs additional funding, Surge Finance can help. Our team moves quickly to assess your situation and structure a facility that supports your immediate needs and long-term goals.

A range of funding solutions

Our competitive, flexible secured lending solutions cater for any circumstance.