Fast, flexible funding for builders and developers
Surge Finance provides short-term, secured finance to help construction businesses and property developers manage project costs, shortfalls, and cash flow challenges.
- Over 10yrs responsible lending
- Fast funding in days, not months
- Loans from $50K to $50M
- Up to 80% LVR

Finance that keeps your projects moving
In construction, timing is everything. Projects can stall for countless reasons — rising material costs, delayed valuations, or progress payments that don’t arrive on time. When that happens, waiting weeks for a bank’s response simply isn’t an option.
Whether you’re a builder managing a mid-project shortfall, a developer funding the final stage of construction, or an advisor supporting a client through a tight cash flow period, Surge can provide a tailored solution structured around your timeline and security position.

Typical scenarios:
- Covering construction shortfalls when a primary lender won’t extend further funds
- Providing bridging finance between stages or valuations
- Funding GST, BAS, or tax liabilities to maintain project momentum
- Offering urgent working capital for payroll or supplier payments

Why Builders Choose Surge
Whether you’re a builder managing a mid-project shortfall, a developer funding the final stage of construction, or an advisor supporting a client through a tight cashflow period, Surge can provide a tailored solution structured around your timeline and security position.
- Fast approval and settlement- Typically within 1–5 days. 
- Custom Loan Structures- Tailored to each project’s requirements 
- Experienced Lenders- Deep understanding of construction and private finance 
- Transparent Process
Let’s keep your project on track
If you’re managing a development or construction project that needs additional funding, Surge Finance can help. Our team moves quickly to assess your situation and structure a facility that supports your immediate needs and long-term goals.
A range of funding solutions
Our competitive, flexible secured lending solutions cater for any circumstance.