Apply
Submit your application or speak with a Surge specialist about your situation.
Funding to stabilise your business under pressure.
Specialist receivership finance to protect assets and keep operations moving during enforcement or restructure.
- Over 10yrs responsible lending
- Fast funding in days, not months
- Loans from $50K to $50M
- Up to 80% LVR
Timing matters when control is on the line.
When a receiver steps in, business operations can stall overnight. Projects pause, value erodes, key staff or clients may walk away and assets are sold. Immediate funding is often the difference between recovery and write-off.
Surge Finance provides urgent, asset-backed funding that help preserve assets when a company is in receivership. Our receivership finance is secured against Australian property and settled immediately.
Helping you make pragmatic decisions
Surge works directly with directors, and appointed receivers to fund critical short-term requirements. We focus on asset value and exit strategy — not outdated credit metrics — to deliver the flexibility needed during transition.
Fast approval and settlement
Typically within 1–5 days.
Straightforward
Minimal red tape that normally comes with a loan from major banks.
Collaborative Approach
We work with administrators, receivers, and turnaround specialists to maintain continuity.
How We Get You Funded
Turning property security into the capital needed to stabilise operations — fast and efficiently.
- 1
- 2
Assessment
We review your security, receivership details, and funding purpose, and provide an indicative offer within hours.
- 3
Approval
Confirm property valuation, liaise with receivers, and finalise documentation.
- 4
Settlement
Funds are released, typically within 24 hours after settlement.
It’s so simple when you partner with Surge Finance.
- Money available from 24h of approval
- Choose 1–12m Term flexibility
- Over $300M Funding to Australian SME
Regain control.
Apply online or chat with a specialist to explore receivership funding options.
Frequently Asked Questions
Aim aim is to make securing important funding for your business feel simple and straightforward. Our team is on hand to help navigate the details.
What is receivership finance?
It’s short-term funding designed to maintain operations and asset value when a receiver has been appointed.
What can I use the funds for?
Working capital, asset realisation, refinance, and to pay creditors.
Who can apply?
Company directors, receivers, or advisors managing businesses in distress or formal receivership.
Do you lend to businesses with defaults or tax debts?
Yes. We specialise in creditor-impared finance.
What security do I need?
Residential or commercial property in Australia, supported by a clear exit plan.