Fast, flexible funding for retailers and ecommerce businesses
Surge Finance provides short-term, secured funding to help retailers and online businesses manage cashflow, stock, and expansion.
- Over 10yrs responsible lending
- Fast funding in days, not months
- Loans from $50K to $50M
- Up to 80% LVR
Finance that keeps your sales soaring
Retail businesses face constant cashflow pressure — from seasonal demand and supplier payments to stock orders and marketing costs. When timing matters, waiting weeks for approval from a traditional lender isn’t practical.
Surge Finance helps brick-and-mortar and online retailers access fast, flexible finance to keep operations running smoothly.
Typical scenarios:
- Purchasing seasonal stock or inventory ahead of demand
- Managing supplier or wholesaler payments
- Covering marketing or refit costs
- Funding e-commerce growth or new locations
Why Retailers Choose Surge
Whether you run a boutique store or a growing e-commerce brand, Surge Finance helps you maintain momentum and meet business goals with confidence.
Fast approval and settlement
Typically within 1–5 days.
Custom Loan Structures
Designed around your business cycle
Experienced Lenders
Deep understanding of business and cashflow finance
Transparent Process
Keep your business stocked and ready
If you need finance to manage inventory, cashflow, or business expansion, Surge Finance can help. Apply today and access funding designed for retailers and e-commerce operators.
A range of funding solutions
Our competitive, flexible secured lending solutions cater for any circumstance.