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Submit your application or speak with a Surge specialist about your situation.
Relieve the pressure of ATO debt — fast.
Specialist funding to clear ATO arrears, manage Director Penalty Notices, and restore control of your business.
- Over 10yrs responsible lending
- Fast funding in days, not months
- Loans from $50K to $50M
- Up to 80% LVR
When tax debts threaten momentum.
When cash flow tightens and ATO payment plans start to slip, the pressure builds quickly. Missed instalments, interest, and penalties can make it impossible to catch up — especially when everyday operations need cash to keep moving.
Tax debt like overdue GST can stop settlements and conducting future business.
When the ATO takes action.
Falling behind with BAS, GST, or PAYG can escalate quickly. Interest and penalties compound, payment plans fail, and the ATO may issue a Director Penalty Notice (DPN).
For many businesses, this pressure arrives when cash flow is already stretched.
Surge Finance provides fast, secured funding to help clear ATO arrears and avoid further enforcement. By stabilising your position, you can focus on running your business — not firefighting debt.
Helping you act fast
Our ATO & Tax Debt Loans are designed for directors who need urgent, practical finance to protect both their company and personal position.
We focus on asset value, not paperwork delays — providing clear answers and quick turnaround when time matters most.
Fast approval and settlement
Typically within 1–5 days.
Protects directors
Settle DPNs or overdue tax liabilities before further action.
Flexible use of funds
Clear BAS, GST, PAYG, or tax instalments; consolidate debts; or refinance existing facilities.
How We Get You Funded
Clear your ATO arrears and regain control — with fast, straightforward finance.
- 1
- 2
Assessment
We review your security, receiver or accountant details and funding purpose, and provide an indicative offer within hours.
- 3
Approval
Confirm property valuation and finalise documentation.
- 4
Settlement
Funds are released within 24 hours after settlement.
It’s so simple when you partner with Surge Finance.
- Money available from 24h of approval
- Choose 1–12m Term flexibility
- Over $300M Funding to Australian SME
Lift the weight of tax debt.
Apply online or chat with a specialist to explore options for clearing ATO arrears or DPNs today.
Frequently Asked Questions
Aim aim is to make securing important funding for your business feel simple and straightforward. Our team is on hand to help navigate the details.
Can I get finance if I have a DPN?
Yes. Surge specialises in supporting directors under ATO pressure — funding can be used to settle DPNs and avoid further penalties.
What can I use the funds for?
Clearing BAS, GST, PAYG, or other tax debts. Funds can also refinance or consolidate other creditor payments.
Do you work with accountants or advisors?
Yes. We frequently coordinate with accountants, restructuring advisors, and legal representatives managing ATO negotiations.
Do you lend to businesses with defaults or tax debts?
Yes. We specialise in creditor-impared finance.
What security do I need?
Residential or commercial property in Australia, supported by a clear exit plan.