Finance built for trades and service businesses
Surge Finance provides short-term, secured funding to help tradespeople and service businesses manage cash flow, cover expenses, and keep projects on track — with funding released immediately after settlement.
- Over 10yrs responsible lending
- Fast funding in days, not months
- Loans from $50K to $50M
- Up to 80% LVR

Finance that keeps your business moving
Running a trade or service business means staying on top of cashflow while managing staff, materials, and customer payments. Even small delays can create big financial pressure when you’ve got jobs to complete and bills to pay.
Surge Finance provides tailored lending solutions for trades and service operators who need funding fast — whether for equipment, tax liabilities, or day-to-day working capital. Most loans are approved within 1–5 days, with funds released immediately (or within 24 hours) after settlement.

Typical scenarios:
- Covering cashflow gaps between invoices or client payments
- Purchasing or upgrading tools, vehicles, or equipment
- Managing BAS, GST, or tax obligations
- Funding growth opportunities or new contracts

Why Trades Choose Surge
Whether you’re managing multiple job sites or running a solo operation, Surge Finance helps you stay in control with flexible, straightforward lending options designed for trades and service businesses.
- Fast approval and settlement- Typically within 1–5 days. 
- Custom Loan Structures- Tailored to each project’s requirements 
- Experienced Lenders- Specialists in business and cashflow finance 
- Transparent Process
Keep your business running smoothly
If you’re facing a cashflow gap or need funds to take on new work, Surge Finance can help. Speak to our lending team today and access flexible funding options designed for your business.
A range of funding solutions
Our competitive, flexible secured lending solutions cater for any circumstance.