Apply
Submit your application or have your advisor contact a Surge specialist.
Finance that helps you reset, not shut down.
Specialist funding for businesses navigating liquidation, designed to stabilise operations and protect assets.
- Over 10yrs responsible lending
- Fast funding in days, not months
- Loans from $50K to $50M
- Up to 80% LVR
When liquidation feels close, options still exist.
The threat of liquidation doesn’t always mean the end of a business. With the right support and immediate access to funding, many companies can trade through administration and return to stability.
Surge Finance specialises in providing short-term, secured funding during VA and DOCA (Deed of Company Arrangement) processes. Our facilities help directors and advisors manage urgent liabilities, pay out creditors, and fund DOCA commitments — enabling the business to exit external administration and continue trading.
For companies under administration, our funding can provide the crucial bridge needed to avoid liquidation altogether, with finance available immediately.
Helping you regain control under pressure
Our facilities are designed for businesses working with receivers, administrators and liquidators who need capital to execute their recovery plan.
Fast approval and settlement
Typically within 1–5 days.
Support through restructure
Funding to meet creditor payments, operational costs, or DOCA commitments.
Advisor-friendly approach
We collaborate with insolvency practitioners, accountants, and legal advisors.
How We Get You Funded
Specialist lending that bridges urgent settlement shortfalls — fast and securely.
- 1
- 2
Assessment
We review your position, security, and liaise with receivers.
- 3
Approval
Confirm property valuation and finalise documentation.
- 4
Settlement
Funds are released within 24 hours after settlement.
Finance that empowers recovery, not closure.
- Money available from 24h of approval
- Choose 1–12m Term flexibility
- Over $300M Funding to Australian SME
Restructure with confidence, not compromise.
Apply online or talk to a specialist about short-term finance options for your restructure or DOCA plan.
Frequently Asked Questions
Aim aim is to make securing important funding for your business feel simple and straightforward. Our team is on hand to help navigate the details.
Can funds be used for a DOCA proposal
Yes — Surge can provide DOCA or exit finance to meet creditor lump-sum payments.
Who can apply?
Directors working with restructuring advisors or insolvency practitioners to keep the business trading.
What security is required?
Australian residential or commercial property, with a clear exit or refinance strategy.