Fast, flexible funding for farmers and primary producers
Surge Finance provides short-term, secured funding to help agricultural businesses manage seasonal cashflow, equipment costs, and unexpected expenses — with funding released immediately after settlement.
- Over 10yrs responsible lending
- Fast funding in days, not months
- Loans from $50K to $50M
- Up to 80% LVR

Finance that keeps your business growing
Agriculture is a cyclical industry — where timing, weather, and markets can shift quickly. From covering harvest costs to investing in new machinery, reliable access to finance is essential to keep operations running smoothly.
Surge Finance offers fast, flexible funding designed for farmers and primary producers who need support when cashflow is tight or opportunities arise. Most loans are settled within 1–5 days, with funds released immediately after.

Typical scenarios:
- Managing seasonal cashflow fluctuations between harvests
- Funding equipment or machinery purchase and maintenance
- Covering BAS, GST, or tax obligations
- Financing property maintenance or upgrades

Why Farmers Choose Surge
Surge understands the unique pressures faced by agricultural businesses — from unpredictable seasons to the high costs of equipment and production. Our lending approach provides the speed and flexibility farmers need to stay productive year-round.
- Fast approval and settlement- Typically within 1–5 days. 
- Custom Loan Structures- Suited to seasonal income cycles 
- Experienced Lenders- Understanding of agribusiness and rural finance 
- Transparent Process
Support through every season
If you need finance to manage seasonal expenses, invest in equipment, or stabilise cashflow, Surge Finance can help. Speak to our lending team today to discuss flexible funding options for your business.
A range of funding solutions
Our competitive, flexible secured lending solutions cater for any circumstance.