Fast, flexible funding for farmers and primary producers

Surge Finance provides short-term, secured funding to help agricultural businesses manage seasonal cashflow, equipment costs, and unexpected expenses — with funding released immediately after settlement.

  • Over 10yrs responsible lending
  • Fast funding in days, not months
  • Loans from $50K to $50M
  • Up to 80% LVR

Talk to a specialist

Our lending specialists are usually in contact with you within the next 2 hours, during our normal business hours.

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Finance that keeps your business growing

Agriculture is a cyclical industry — where timing, weather, and markets can shift quickly. From covering harvest costs to investing in new machinery, reliable access to finance is essential to keep operations running smoothly.

Surge Finance offers fast, flexible funding designed for farmers and primary producers who need support when cashflow is tight or opportunities arise. Most loans are settled within 1–5 days, with funds released immediately after.

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Typical scenarios:
  • Managing seasonal cashflow fluctuations between harvests
  • Funding equipment or machinery purchase and maintenance
  • Covering BAS, GST, or tax obligations
  • Financing property maintenance or upgrades
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Why Farmers Choose Surge

Surge understands the unique pressures faced by agricultural businesses — from unpredictable seasons to the high costs of equipment and production. Our lending approach provides the speed and flexibility farmers need to stay productive year-round.

  • Fast approval and settlement

    Typically within 1–5 days.

  • Custom Loan Structures

    Suited to seasonal income cycles

  • Experienced Lenders

    Understanding of agribusiness and rural finance

  • Transparent Process

    Clear terms, no hidden costs, and honest communication

Support through every season

If you need finance to manage seasonal expenses, invest in equipment, or stabilise cashflow, Surge Finance can help. Speak to our lending team today to discuss flexible funding options for your business.

Talk to a specialist

Our lending specialists are usually in contact with you within the next 2 hours, during our normal business hours.

Error

There was an error submitting your form. Please try again.

Thank you for your submission!

A team member will contact you shortly to discuss your application.

Complete your enquiry

Enter your preferred contact number.

A range of funding solutions

Our competitive, flexible secured lending solutions cater for any circumstance.